Saturday, January 6, 2007

A General Overview of a Lemon Law Claim

A General Overview of a Lemon Law Claim by Greg Artim

Many states have automobile based lemon laws to protect individuals who have purchased defective motor vehicles. If your state does not have an automobile lemon law, you can still be protected by what is referred to as the Federal Lemon Law, or the Magnusson Moss Act. While the law is different in each state, many similarities can be found in the state lemon laws and the Federal Magnusson Moss Act. Typically, your vehicle must exhibit a defect or non-conformity that substantially impairs the use, value or safety of your vehicle. Examples of this might be engine, transmission, braking, suspension or other serious problems. The defect must first occur within some defined mileage parameter, usually 12,000 or 18,000 miles or the first year that the car is in service. The lemon laws always give the manufacturer a reasonable number of attempts to repair the problem, and that can vary from state to state. The number of repair attempts is usually three or four, but check your state law to be sure. If the manufacturer cannot repair the defect within that number of attempts, then you have a lemon. Most states set forth that you are entitled to a refund of the purchase price or a replacement vehicle, free of charge. These laws usually provide for the recovery of all consequential damages that you may have encountered as well, such as all of the payments that you have made on the vehicle, including interest, any down payment, any repair charges, etc... The lemon laws are very much geared towards protecting the purchaser of a defective vehicle. They are extremely friendly consumer statutes.

The problem is that having a lemon and getting a manufacturer to agree that you have a lemon are two very different things. After your vehicle has been in for repairs the requisite number of times, the first step that you have to take is to advise the manufacturer, in writing, of your concerns. This usually takes the form of a letter to that manufacturer which essentially revokes your acceptance of the vehicle. What that means is that you are attempting to revoke the contract between yourself and the manufacturer, and are making a demand for a refund or a replacement vehicle. The manufacturer will rarely agree to your demand at this point in time. The next step, which is mandated by many state lemon laws, is that you have to submit your claim to an Arbitration panel for review. Many states, and many manufacturers, use the Better Business Bureau as its Arbitration panel. These Arbitration panels are usually non-binding on you, the consumer, but are binding upon the manufacturer. In that regard, it has been my experience that the Arbitrators tend to lean towards the side of the manufacturers in these types of cases, because they know that you can go further, and the manufacturer cannot. After Arbitration, if it is not in your favor, the next step in your lemon law claim would be to file a lawsuit against the Manufacturer in a court of competent jurisdiction. It is at this point that the Manufacturer realizes that you are serious, and may begin to entertain realistic formal discussions regarding your vehicle's problems.

This may sound like a lot of work, a lot of hoops to jump through, and it really is, but the great thing about lemon laws is that they typically provide the consumer with Free legal representation. That's right, you can get an Attorney to work for you for free! The Attorney is not actually working for free, but the lemon laws usually provide that the manufacturer must pay your reasonable Attorney fees if the vehicle is found to be a lemon. Lemon Law Attorneys rarely charge any up front retainers, and may or may not charge you for out-of-pocket costs on such a claim. These Attorneys typically look to the manufacturer for their fees and reimbursement of costs. While I would not wish a lemon upon anyone, getting a free attorney to assist you is not half bad.



About the Author
Greg Artim is a Pennsylvania Consumer Attorney focusing on defective auto claims under the Pennsylvania Lemon Law and Breach of Warranty Matters. Visit his website at www.ihatethislemon.com

Basics of US Patent Law

Basics of US Patent Law by Kaviraj Singh

Basics of US Patent Law

Author: Kaviraj Singh, Attorney of Trustman & Co - A Law Firm at Delhi India http://www.trustman.org

United States has the most expansive patent subject matter in the world. US Patent Office has granted patents to living organism, computer software, business methods, new alphabets and countless.

Article 1 Section 1 Clause 8 of the US Constitution empowers the congress to promote the progress of science and useful arts, by securing for limited times to authors and inventors the exclusive right to their respective writings and discoveries. In furtherance of the power granted by the constitution, the US Congress enacted the first patent act in the year 1790. Though the act was amended several times, the most important amendment came about in the year 1952, when congress passed a new patent act codified under Title 35 of the United States Code. Though a few changes were made in 1986, 1996 and 1999, most provisions of the 1952 Act are still in effect.

The US Patent Law is based on the utilitarian reasoning, which is to promote the progress of science and useful arts in general public interest. An inventor gives an invention to the public and gets exclusive rights over it for a limited period of time. By granting exclusive rights to inventors for a limited period of time, the patent law provides incentive to invent, invest, design around and disclose which in turn encourages progress of science and technology.

Requirements for Patentability

To be eligible for a patent, an invention should satisfy the requirements of Patentable subject matter (Sec. 101),

a) Usefulness (Sec. 101) b) Novelty (Sec. 102) c) Non-obviousness (Sec. 103) d) Specification (Sec. 112).

Usefulness - An invention would be eligible for a patent grant only if it is useful (35 USC Sec. 101). The utility of the invention should be current, substantial and credible. Speculative or future uses are not eligible for the patent. But with regard to genetic inventions, showing of future use is generally allowed. Inventions, which have immoral uses, are not accepted to be useful.

Novelty - Novelty means new. An invention in order to be patentable should be new in the light of that exists at the time of conception of the invention. Section 102 gives a non-exhaustive list of circumstance that denies an invention of its newness.

Non-obviousness - An invention to be patentable should not be obvious or known at the time of invention. An invention is obvious, if a single prior art reference or a combination of prior art references as a whole, make the invention obvious to a person with ordinary skill in the art to which the invention belongs. The invention should be obvious at the time of conception of the invention and not at the time of contention of obviousness.

As per the Section 103 - Obviousness of an invention will be decided by determining the scope of the prior art, by finding out the differences between the prior art and the claimed invention and by ascertaining the level of ordinary skill in the art. Secondary Indicia like commercial success, unexpected results, copying, praise of experts, etc. could also be considered for making an obviousness determination.

Specification - An inventor must file a patent application containing a specification (35 USC Sec. 112). The specification should contain written description of the invention and of the manner and process of making and using it, in such full, clear, concise and exact terms, so as to enable a person with ordinary skill in the art to make and use the invention. The specification should also describe the best mode of carrying out the invention. The written description may contain drawings where and when required to clearly describe the invention. The specification should conclude with one or more claims particularly pointing out and definitely claiming the subject matter of the invention. The claims define the metes and bounds of the invention claimed by the inventor. The inventor gets rights only over what is defined in the claims.

The basic requirement for patentability is that the invention should fall within the scope of patentable subject matter as defined under Section 101. (35 USC Sec. 101). As per section 101, any new and useful invention or discovery, which is a process, machine, manufacture or composition of matter is patentable. It also includes any new and useful improvements made to an existing invention. An invention generally falls under more than one category.

The courts have construed the terms process, machine, manufacture and compositions of matter very broadly. In Diamond v. Chakrabarty, the United States Supreme Court while upholding the patentability of an oil-eating bacterium stated that everything under the sun made by man is patentable.

Not eligible for Patentability

The statute does not expressly bar any subject matter from patentability, the Courts have held physical phenomenon, abstract ideas and products of nature to be outside the scope of patentability.

An invention is not considered new or novel if the same were on sale for more than a year before the filing date of patent application. Selling the invention for testing deprived it of the novelty. Even making an offer to sell or making a contract of sale for the future is fatal to novelty of the invention and it shall not patented.

An invention is not new if it is known or used by anyone in the United States or printed or published in a foreign country. The use should be publicly accessible use and not secret use.

An invention can not be patented, if the inventor had abandoned the invention to the public. Taking an invention, which has been dedicated to the public out of the public domain, is against the basic objective of patent law.

An invention is not patentable if it has been patented in a foreign country twelve months before the filing date of the present patent application.

Priority date

As per the Section 102 - For ascertaining the priority, the date of conception would be taken into consideration. The inventor who conceived first and was diligent in reducing the invention to practice would be considered as the first inventor. An invention is not patentable if another person before the applicant has invented it. That first inventor should not have abandoned, suppressed or concealed his invention.



About the Author
Author: Kaviraj Singh, Attorney of Trustman & Co - A Law Firm at Delhi India http://www.trustman.org

TRUSTMAN is an organization of qualified professionals based at Delhi, India of high caliber and other firms to provide multi disciplinary services at one place to all businesses / individuals and firm is capable of addressing and resolving several business and legal issues.

Types of Patent (US Patent Law)

Types of Patent
From Wikibooks, the open-content textbooks collection

Utility patents
Most patents are utility patents, so called because they cover "useful" processes and products. This text focuses on utility patents.
A utility patent can cover a physical product (e.g. a chemical compound), or it can cover a process for using a product (e.g. a method for creating a chemical compound). The scope of these concepts has changed over time. For example:
Artificially-created organisms were not patentable as products until the Supreme Court's decision in Diamond v. Chakrabarty, 447 U.S. 303 (1980), which held that a genetically-engineered bacterium was a "nonnaturally occurring manufacture or composition of matter" entitled to product protection.
Business methods were not patentable until the Federal Circuit's decision in State Street Bank v. Signature Financial Group, 149 F.3d 1368 (1998), holding that a patentable process need not act on anything tangible.
A utility patent is in effect from the date the patent issues until twenty years from the date the application for patent was filed, so long as periodic maintenance fees are paid.

Design patents
Design patents are awarded to original designs for articles of manufacture. Like utility patents, design patents require novelty and nonobviousness. There is no utility requirement, but there are two other criteria for design patents. First, they must have ornamentality—they must be "the product of aesthetic skill and artistic conception." Design patents must also be not primarily functional. If the design is primarily functional, it should be the subject of a utility patent, not a design patent.
Design patents last for fourteen years.

Plant patents
Plant patents can be granted for any distinct and new variety of asexually-reproducing plant. Overall, plant patents are not as strong as utility patents in terms of protection.
Plant patents last twenty years from the date of application.

Why Title Insurance Exists

Why Title Insurance Exists by Capital Ingenuity

Title insurance in the U.S. exists mostly because of the deficiency in the land records laws. Most of the world uses land registration systems for the transfer of land titles or interests in them. Under these systems, the government makes the determination of title ownership on the title based on the registration of the instruments transferring or otherwise affecting the title. Most often the government's determination is conclusive.

A few jurisdictions in the U.S. have adopted a form of this system, such as the cities Minneapolis and Boston. However the states have opted for a system of document recording in which no governmental official makes any determination of who owns the title. The reason for this is that it is much less expensive to operate than a land registration system.

Greatly simplified, in the recording system, each time a land title transaction takes place, the transfer instrument is recorded with a local government recorder located in the jurisdiction where the land lies. The instrument is then indexed by the names of the grantor and the grantee and photographed so it can be found and examined by anyone who wants to see it.

Under this system, determining who owns the title requires the examination of the indexes in the recorders' offices pursuant to various rules established by state legislatures and courts. The final arbiters of title matters are the courts, which make decisions in lawsuits brought by parties having disagreements.

Title insurers utilize this recording system to produce an insurance policy for any purchaser of land, or interest in it, or mortgage lender. Title insurers use their employees to perform the necessary searches of the recorders' offices records and to make the determinations of who owns the title and to what interests it is subject. The policies are fairly uniform and the insurers carry, at a minimum, the financial reserves required by insurance regulation to compensate their insured's for valid claims they make under the policies. This is especially important in large commercial real estate transactions where millions of dollars are invested in reliance on the validity of real estate titles. The policies also require the insurers to pay for the costs of defense of their insured's in legal contests over what they have insured.

For information on title insurance overcharges in Pennsylvania please visit www.ssem.com.

About the Author
Capital Ingenuity Corporation provides SEM services for attorneys and law firms.

Friday, January 5, 2007

Internet Law in 2007

Internet Law in 2007 by Gerard Simington

As we start off the 2007 year, many in the web community probably have questions about what developments we can expect in web law in 2007. Well, the issues already appear to be coming together.
Internet Law in 2007
The beauty of the web is it is still a relatively new communication platform and is evolving on a daily basis. From a legal standpoint, this raises all kinds of issues and problems. The law prefers stability. It is also generally slow to react to new issues. Since the net is evolving on a daily basis, this puts the legal issues regarding it in some what of a time warp. Simply put, the law is a couple years behind on issues such as phishing, privacy and so on. Still, 2007 is cranking up to be an interesting year.
One of the major areas where we should see more legal wrangling in 2007 is privacy rights. While you might immediately jump to the conclusion I am talking about how the government invades our privacy, I am not. Instead, the issue of how companies use our private information is going to come front and center again. Specifically, the security used by companies in protecting our information is laughable. It seems a day does not pass without a company announcing it has been hacked and private information exposed. Frankly, it is a miracle that identity theft is not a bigger problem. Regardless, you should expect Congress and lawsuits to carve out clearer rules on this issue.
In some ways, 2007 will be the same as 2006, 2005 and so on in one are - copyright. If you work on the web, you are probably sick of hearing about copyright by now. I am! Still, the issue continues to rear its head as new web innovations arise. The obvious issue arising now is YouTube and similar sites. Specifically, what happens when people post content that they do not own the copyright on? Well, things are going to get interesting to say the least. Unlike Napster, YouTube is now backed by big money Google, and has the deep pockets to fight copyright claims by the music industry, etc. This doesn't necessarily mean it will win, but it should be an interesting fight!
A second area of copyright law as applied to the web is also starting to show some strength. It is in the field of search engine optimization, to wit, the great game of trying to obtain organic rankings for your site on Google, Yahoo, MSN and so on. Google is at the center of the issue. It has implemented a duplicate content filter that basically eliminates certain pages from the rankings if they have the same content as other sites. This is becoming aggravating for certain sites when their content is stolen, used on another site and then the offending site is used in the rankings. It is blatant copyright infringement and you can expect to see larger sites taking legal action to protect their turf.
Since the web evolves a breakneck speed, you can expect there to be many more legal areas popping up in 2007. SPAM may very well be one of them given the monumental failure of the CAN-SPAM Act. As to other areas, we will just have to wait and watch.
About the Author
Gerard Simington is with FindAnAttorneyForMe.com - an online
internet law resource

Divorce is an Excruciating Process

Divorce is an excruciating process by Munish Rathee

Divorce is an excruciating process. It hurts the sentiment and morale of everyone involved. We at Urban & Pozzuto LLC strive to make this process smoother and quicker. The creative attorneys at Urban & Pozzuto LLC believe more in a separation through mutual understanding rather then the Hostile divorces. Mediation or collaborative divorces are a growing way of resolving split-up issues. Collaborative ways are less adversarial and allows greater control and privacy to both parties. It also saves money, saves mental stress, and in most cases achieves outcomes comparable with adversarial methods. The mediated settlements are also encouraged by courts and such divorces often got approved quickly. Collaborative law approves to the process where both sides are represented by lawyers but obligate to negotiating a resolution and refraining from litigation. Comparatively harmonious approach such as collaborative divorce usually reduces the pain of divorce for all parties. During the starting phase of this process both parties and their attorneys sign a partaking Agreement. This agreement requires: * The exchange of complete financial information from both sides so that each party can compose right decisions * To sustain total privacy during the settlement process, it helps both parties to feel free about expressing their requirements and worries, * To attain written agreement on all disputes outside of the contested court proceedings, * To authorize the attorneys the use of written agreement to obtain a final court order. Collaborative law helps both parties to shield the children from the harm legal action can inflict. It helps all parties to preserve a respectful relationship between them after the separation process is over. This type of process keeps the self-esteem of both parties and is a very positive solution for entire family. The process: First, both of the parties meet up with their collaborative attorneys to talk about individual requests and apprehensions. Then, the parties and their lawyers meet in round-table meetings to reach a resolution without involving the court. All the issues including property distribution, child custody, and support are discussed in these conferences. Both parties got benefited from the expertise, recommendation, and support of attorneys while striving to work things out in a positive, future-oriented way. When a resolution is achieved, attorneys file the suitable paperwork necessary for the court proceedings. No court appearances are required to get hold of a final divorce or separation announcement.
About the Author
Munish Rathee working on
divorce related sites, new jersey family law attorney, Cleveland Divorce Attorney , Connecticut divorce attorneys , relationships after divorce.

How to Estimate the Value of Your Personal Injury Settlement

How to Estimate the Value of Your Personal Injury Settlement by Natalie Aranda

In most cases where you are a victim of a personal injury that is the fault of another, you are going to receive a settlement offer prior to going to court. There is a good reason for this. If you are a resident of Massachusetts, there are going to be a long list of Boston personal injury attorneys more than happy to see your case go to court. It is also going to be that same Boston personal injury attorney who will gain the most from a protected court case. The attorney fees will take a serious amount of the ultimate settlement.
However, just because you are able to avoid going to court and have been offered a settlement does not mean you have no need for a Boston personal injury lawyer. Boston personal injury lawyers are also going to be of great assistance in the important task of estimating the value of your settlement. This is something that you are not really wise to attempt to do by yourself. It is very much like filling out a rather complicated tax form. The tax specialist will be aware of all of those little known deductions that reduce your tax liability. Personal injury settlements are the same. There is a record of prior settlements that can be studied as guidelines, and only an expert will be able to insure that you are getting everything that you deserve.
Like the little known tax deductions, there are often things that a normal person might fail to take into consideration when estimating his needs over the life of the settlement. These might include such things as the cost of additional medical treatments or special nursing arrangements. Other factors that are often overlooked include replacement of lost income and the need for retirement planning. The tax liabilities of the settlement proceeds are also important. It is necessary to insure that the settlement provides for all of these things completely. One pitfall of life settlements that is often overlooked is what happens should you die shortly after the settlement. Does the settlement payments cease in this case? How will payments to your estate or beneficiaries be handled?
These are questions that an attorney your attorney can answer. There is a great danger in personal injury cases that the amount of money offered in the first attempt at settlement might appear to be very tempting. It is often more money than you have ever had at one time, and the first impulse is to grab it. It is important to remember that you have your whole life to consider, and possible a family that depends on you despite your injury. Hire and attorney and make the right decision.
About the Author
Natalie Aranda writes about laws and family
.